Mobile Meet Coin, a startup creating a universal credit card -- Tech News and Analysis Deryck Hodge I run this site. Otherwise, a software developer, working remotely from AL. I write about software dev, comics, art, gaming, movies, books, my family, and all things nerdy. More posts by Deryck Hodge. Deryck Hodge 21 Nov 2013 • 1 min read Meet Coin, a startup creating a universal credit card — Tech News and AnalysisCool concept, but why make hardware for this when a mobile app would be more ubiquitous and less to carry around?